Group Risk
We offer a full broking service to all our corporate clients and
we have access to a wide number of providers.
We will analyse the structure of your existing arrangements and provide
pro-active advice for future scheme design.
Key issues include:-
- Reducing medical underwriting requirements / your
paperwork
- Obtaining the highest possible free cover levels
- Negotiating with underwriters on premium rates
/ terms
- Advice on Age Discrimination Act / legislative
changes
- Preparation and updating of scheme literature /
handbooks
Products
we advise on include:-
- Death-in service (lump sum)
- Death-in service (spouses pensions/dependents pensions)
- Long term disability (PHI)
- Group Critical illness
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